Marim Life Policy is an application designed to facilitate services related to insurance of goods and cargo transported from one location to another.
The application may allow users to submit cargo and shipment details, request or manage insurance-related services, maintain policy information, submit documents, and communicate regarding insurance policies and claims.
Depending on the features and services you use, we may collect the following information:
Because Marim Life Policy provides services related to cargo and goods insurance, we may collect information about shipments and goods.
This information may include:
The application may allow users to upload documents or photographs required for insurance processing, verification, policy issuance, or claim processing.
These may include invoices, receipts, shipment documents, cargo photographs, claim evidence, or other relevant documents.
Such information is used only for legitimate purposes related to the services provided through the application.
If the application requests camera access, the camera may be used to capture photographs of cargo, goods, documents, or other information required for insurance or claim processing.
Camera access is used only when required by a relevant application feature and is subject to the permissions granted by the user.
If the application provides an option to upload photographs or documents from your device, it may request access to photos or media for selecting and uploading the files required for insurance, shipment, or claim-related purposes.
We do not access photos or media unrelated to the functionality provided by the application.
If location functionality is enabled in the application, we may request access to location information to support features related to shipment, pickup, delivery, or other location-based services.
Location information is collected only when required for a relevant feature and subject to the permissions granted by the user.
We may use collected information for the following purposes:
Information submitted through the application may be used to process insurance policies and claims.
Where necessary, relevant information may be shared with authorized insurance companies, underwriters, surveyors, claim administrators, logistics partners, or other authorized service providers for the purpose of providing insurance-related services.
Where payment functionality is available, payments may be processed through third-party payment service providers.
We do not intend to store sensitive payment credentials such as complete card numbers, CVV numbers, UPI PINs, or banking passwords on our own servers.
Payment service providers may process payment information according to their own privacy policies and security practices.
We do not sell or rent your personal information to third parties.
Information may be shared only when reasonably necessary to provide the requested services or when required by law.
Authorized recipients may include:
The application may use third-party services for functions such as hosting, analytics, authentication, maps, notifications, payments, crash reporting, or other technical services.
Third-party service providers may process information according to their own privacy policies and applicable laws.
We take reasonable technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, misuse, or destruction.
However, no method of electronic transmission or storage is completely secure. Therefore, we cannot guarantee absolute security of information.
We retain information for as long as reasonably necessary to provide our services, manage insurance policies, process claims, maintain business records, prevent fraud, resolve disputes, and comply with applicable legal and regulatory requirements.
Users may request deletion of their account and associated personal information by contacting us using the contact details provided below.
Certain information may be retained where necessary to comply with legal, regulatory, insurance, accounting, fraud prevention, or other legitimate business requirements.
Users are responsible for providing accurate and up-to-date information. If any information is incorrect, users may contact us to request correction or updating of their information.
We may send service-related notifications, SMS messages, emails, or other communications regarding accounts, policies, shipments, premiums, claims, security, or other services.
Marim Life Policy is not intended for children under the age of 18. We do not knowingly collect personal information from children without appropriate legal authorization.
Users are responsible for keeping their account credentials and personal information secure and should notify us immediately if they suspect unauthorized access to their account.
We may update this Privacy Policy from time to time to reflect changes in our application, services, technology, business practices, or applicable legal requirements.
Any updated Privacy Policy will be published on this page with a revised "Last Updated" date.
By accessing or using the Marim Life Policy application, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of information as described in this policy, subject to applicable laws.
If you have any questions, concerns, requests, or complaints regarding this Privacy Policy or your personal information, please contact us.
App Name: Marim Life Policy